Wealth · Protection · Legacy Planning

Clarity and confidence for every financial decision.

Insurance, investments, retirement, legacy: money decisions rarely come with clear answers. I work with individuals and families in Singapore and overseas to cut through the noise, with advice in plain language and a plan built around your life.

Book a Free Consultation Explore Services

How I Can Help

Six areas, one joined-up plan

From everyday money questions to complex family wealth, everything connects back to a single picture of your goals.

☉

Personal Finance Consultancy

Achieve your financial goals by taking ownership of your wealth.

▲

Wealth & Asset Management

Stay ahead of the ever-changing market with strategic wealth management.

◷

Retirement & Legacy Planning

Protect your legacy while securing retirement for you and your loved ones.

⚑

Holistic Insurance Services

Create a dynamic insurance portfolio that caters to your evolving needs.

◆

High Net Worth Allocation

Tailored solutions for your assets based on your risk appetite and goals.

■

Corporate Solutions & Employee Benefits

Helping you support a healthier, more engaged workforce.

View All Services

About Me

A partner you can trust with what matters most

I'm Teo Ko Yong, an AIA Financial Consultant and licensed Will Planner at Ascendance Wealth Management, specialising in cross-border wealth structuring and risk management for high-net-worth individuals and families.

My promise is simple: I'll tell you what I would do in your shoes, in words you actually understand, and I'll still be here long after the paperwork is done.

AIA Financial Consultant
Licensed Will Planner
MAS-registered representative (Rep No. TKY300774730)
Cross-border wealth structuring for HNW clients

More About Me

Client Stories

What my clients say

"He has won a badge from me now, my Trusted Advisor! Ko's listening skills are exceptional; he's able to extract my underlying concerns, encourage growth and push me to move further. I always love to receive his market insights!"

Adrena Lim, 40Head of Trust Administration

"From the very beginning, he has exemplified patience and professionalism, breaking down complex concepts into simple, easy-to-digest information. If you're looking for someone who truly has your best interests at heart, Ko Yong is the person to turn to."

Jae ChanAccount Manager

"He took the time to truly understand my needs, concerns, and long-term goals before recommending anything. At no point did I feel pressured. I'd recommend him to anyone looking for an advisor who is knowledgeable, trustworthy, and client-focused."

Nur IrsyadCommunications Professional